Nearly 1 in 5 Americans expect holiday credit card debt, MoneyLion survey finds

• MoneyLion's Nov. 10, 2026, report found 70% of Americans worried about holiday finances, with Gen Z reporting the greatest concern.
• Nearly 1 in 5 Americans expect holiday credit card debt; nearly one-third of prospective borrowers anticipate owing $300 or more.
• Millennials plan the highest gift spending, with 1 in 4 expecting to spend at least $1,000.
• Cash is the preferred gift for 59% of Americans, a preference spanning all generations.
• Texas ranks highest for holiday financial strain, while Western consumers are more likely to borrow than those in the South or Midwest.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Gen Digital Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: LA93413) on November 10, 2026, and is solely responsible for the information contained therein.