CoreLogic: Best-mitigated homes face expected wildfire losses 78% below statewide average

• Analysis of 6,800,000 single-family homes found modeled wildfire loss costs fall exponentially as property-level mitigation improves.
• Homes in the top 10% for mitigation carry expected losses roughly 78% below the statewide average.
• Bottom-decile homes face losses exceeding 10 times the statewide average, roughly $47 for every $1 on the best-prepared homes.
• California requires premium discounts for verified mitigation, making address-level risk data increasingly important for insurance pricing.
• Colorado requires insurers using wildfire risk scores to disclose scores, credit mitigation and provide a formal appeals process under House Bill 25-1182.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. CoreLogic Inc. published the original content used to generate this news brief on November 10, 2026, and is solely responsible for the information contained therein.