Africa lags in cross-border wholesale payment speeds, Yellow Card analysis shows

• Yellow Card’s cross-border payments analysis highlights Africa’s settlement delays as a key consideration for businesses choosing payment routes.
• In Q1 2025, 24.2% of wholesale payments reached African beneficiaries within one hour, versus 73.1% in North America, according to FSB data.
• Smaller B2B transfers averaged 1.6% in costs, with only 39.6% credited within one business day.
• The analysis favors selecting payment rails by transaction size, destination and recipient preferences rather than relying on one route.
• Stablecoin settlement can address limited dollar access or slow bank transfers, but conversion costs and local payout availability determine its benefits.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Yellow Card Financial Inc. published the original content used to generate this news brief on November 05, 2026, and is solely responsible for the information contained therein.