“Year-end savings plan, limited-time savings fee benefits!” Recently, the Bank of Nanjing app on the reporter's mobile phone popped up a marketing advertisement with the bank's deposit transaction fee as low as 10% off. Recently, the price of gold experienced sharp fluctuations. After falling back to the “letter 8” per gram, the price of domestic savings accounts ushered in a strong rebound, and some investors quietly entered the market. In this context, banks responded quickly, and major state-owned banks, stock banks, and urban commercial banks made intensive moves to launch phased deposit fee promotions. Some banks have launched a deposit request pending order function, which automatically trades when the price arrives, and there is no need for investors to keep an eye on the market. However, behind this seemingly lively wave of “concessions,” the discrepancy between the detailed design of the “spread mechanism” and the subsequent trend in gold prices tested the judgment of every entrant.

“Year-end savings plan, limited-time savings fee benefits!” Recently, the Bank of Nanjing app on the reporter's mobile phone popped up a marketing advertisement with the bank's deposit transaction fee as low as 10% off. Recently, the price of gold experienced sharp fluctuations. After falling back to the “letter 8” per gram, the price of domestic savings accounts ushered in a strong rebound, and some investors quietly entered the market. In this context, banks responded quickly, and major state-owned banks, stock banks, and urban commercial banks made intensive moves to launch phased deposit fee promotions. Some banks have launched a deposit request pending order function, which automatically trades when the price arrives, and there is no need for investors to keep an eye on the market. However, behind this seemingly lively wave of “concessions,” the discrepancy between the detailed design of the “spread mechanism” and the subsequent trend in gold prices tested the judgment of every entrant.