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UK household debt excluding mortgages rises 90% over decade to £19,659, ClearScore says

PUBT·11/05/2026 14:12:30
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UK household debt excluding mortgages rises 90% over decade to £19,659, ClearScore says
  • ClearScore analysis found average UK household debt excluding mortgages reached £19,659 in September 2026, up 90% over 10 years.
  • Student loans accounted for 56% of non-mortgage borrowing, averaging £10,981 per household.
  • Average personal loans reached a record £5,937 per household; credit card balances hit an all-time high of £2,761.
  • For households with mortgages, average outstanding mortgage debt stood at £200,426.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Clear Score Technology Ltd published the original content used to generate this news brief on November 05, 2026, and is solely responsible for the information contained therein.