AllianceBernstein Survey Finds 95% of DC Plan Participants Value Automatic Lifetime Income With Full Asset Access

• AllianceBernstein urged defined contribution plan sponsors to offer automatic lifetime income solutions to simplify the transition from retirement savings to income.
• Its May 2026 survey found 95% of participants value automatic lifetime income with full access to their money.
• Some 66% believe they can withdraw 7% or more annually, risking depleted savings; industry consensus favors 3%-4%.
• Only 31% believe they are on track to accumulate enough for retirement; another 34% think so but remain uncertain.
• Given two options, 61% preferred lower guaranteed income with growth potential and principal access over higher payouts without growth or liquidity.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. AllianceBernstein Holding LP published the original content used to generate this news brief on November 03, 2026, and is solely responsible for the information contained therein.