Vanguard Finds Flexible Withdrawals Make Retirees Over 40% More Likely to Stay in Workplace Plans

• Vanguard's 2026 How America Retires report, published October 29, finds retirees need more personalized support converting savings into retirement income.
• Recent retirees are more than 40% more likely to remain in workplace retirement plans offering flexible withdrawal options.
• About half initially stay in their workplace plans upon retirement; many eventually roll savings into other accounts, such as IRAs.
• Only 15% withdrew all cash from their workplace retirement accounts in the year they retired.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. The Vanguard Group Inc. published the original content used to generate this news brief on October 29, 2026, and is solely responsible for the information contained therein.