Hoist Finance (OM:HOFI) Climbed, What Is Behind The Fresh Attention?

Hoist Finance (OM:HOFI) hit the headlines after reporting third quarter 2026 net income of SEK 384 million and basic EPS of SEK 4.05, both above last year’s levels.

The latest earnings release landed alongside a 4.61% 1 day share price gain to SEK195.0, even though the 30 day share price return is down 5.61% and the 90 day move is down 9.72%. Hoist Finance still carries a very large 3 year total shareholder return, suggesting long term momentum remains strong despite recent cooling in shorter term sentiment.

Scan how Hoist Finance compares with other financials that also screen for profitability and balance sheet strength inside the curated 192 high quality undervalued stocks list.

After a strong run over three years but a softer quarter on the screen, Hoist Finance now trades near SEK195 with earnings stepping up. The key question for investors is whether the current valuation metrics still leave enough upside for new buyers.

Most Popular Narrative: 5% Undervalued

On the most followed view, Hoist Finance screens as modestly undervalued, with a narrative fair value of SEK205.5 against the latest close at SEK195. The gap is not huge. The thesis leans on how the business funds itself and turns its loan book into cash over time.

The ongoing digitisation of financial services across Europe is still feeding a larger flow of digital credit and defaults, which Hoist Finance can access through a growing stock of non performing loans to support future portfolio purchases and revenue.

EU wide prudential rules that encourage earlier and more comprehensive NPL disposals by banks are now combining with Hoist Finance’s Specialized Debt Restructurer status, giving continued access to a deeper pool of unsecured and mixed portfolios that can support net margins and return on equity.

See why 8 investors see Hoist Finance as 5% undervalued.

Result: Fair Value of SEK205.5 (UNDERVALUED)

Still, that fair value gap relies on Hoist Finance avoiding weaker collection outcomes and managing higher liquidity buffers that could squeeze net interest margins if they persist.

Find out about the key risks to this Hoist Finance narrative.

Next Steps

Mixed feelings about Hoist Finance after these results. If you want to move quickly and judge the balance of risks and rewards for yourself, start with 3 key rewards and 1 important warning sign.

Looking for more investment ideas beyond Hoist Finance?

If Hoist Finance has your attention today, use that momentum to refresh your wider watchlist with a few focused, high quality stock ideas.

• Target resilience first by scanning a 229 resilient stocks with low risk scores that can help you prioritise businesses with more measured risk profiles.
• Hunt for stronger balance sheets by checking a list of solid balance sheet and fundamentals (203 results) that can support operations through tougher conditions.
• Spot potential early movers by reviewing a 609 high quality undiscovered gems that combines strong fundamentals with less crowded ownership.

Have feedback on this article? Concerned about the content? Get in touch with us directly. Alternatively, email editorial-team@simplywallst.com