Banco Bradesco Publishes Transcript of 3Q26 Earnings Call

• Bradesco reported third-quarter 2026 net income of R$ 7.11 billion, up 14.6% year-on-year, during its earnings conference call.
• Participants included Marcelo Noronha, CFO and CTO Cassiano Scarpelli, and investor relations director André Carvalho.
• Management expects continued credit-cost pressure; overdue loans exceeding 90 days rose 30 basis points to 4.6%, half attributable to FGI/FGO-guaranteed lending.
• Net interest income net of provisions is expected near the bottom of full-year guidance of R$ 42 billion–R$ 48 billion.
• Scarpelli forecast similar fourth-quarter market net interest income, bringing the full-year total to around R$ 3 billion.

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