Fewer Homebuyers Are Waiting for Rates to Fall, Even As More Expect them to Rise

Only about 1 in 3 prospective buyers would hold out for lower rates or prices, down from a year ago, according to a new Veterans United survey

COLUMBIA, Mo., Oct. 22, 2026 /PRNewswire/ -- Prospective homebuyers are less willing to wait for mortgage rates to fall before buying a home, even as most of them expect rates to be higher a year from now, according to a new report from Veterans United Home Loans, the nation's No. 1 VA purchase lender.