Zillow: Hidden costs of US homeownership rise 32% in five years

• Zillow and Thumbtack's Oct. 22, 2026, analysis puts typical annual U.S. homeownership costs beyond mortgage payments at $16,566.
• These costs rose 2.8% over the past year, slowing from a cumulative 31.7% increase over five years.
• Homeowners insurance was the fastest-rising expense, climbing 54% over five years to $2,266 annually.
• Maintenance remained the largest expense at $11,171 annually; property taxes totaled $3,129.
• Annual maintenance cost growth slowed to 1% in 2026 from 9% in 2022.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Zillow Group Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: 202610220800PR_NEWS_USPR_____SF77024) on October 22, 2026, and is solely responsible for the information contained therein.