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Realtor.com says typical Q2 down payment slips to $27,100, lowest since 2021

PUBT·09/24/2026 10:03:16
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Realtor.com says typical Q2 down payment slips to $27,100, lowest since 2021
  • News Corp unit Realtor.com reported the typical Q2 2026 down payment fell to $27,100, the lowest Q2 since 2021.
  • Down payments declined 9.2% year over year in dollars, down 0.6 percentage points to 13.7% of purchase price.
  • Affordability strain shifted to financing costs, with estimated monthly principal-and-interest payments up 74% over five years to $2,376.
  • Higher mortgage rates drove the increase, with the 30-year fixed rate at 6.76% in early September versus 2.88% in August 2021.
  • Rising listings, down 3.6% year over year, reduced pricing pressure as median list prices fell 1.3% for a 10th straight month.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. News Corporation published the original content used to generate this news brief via PR Newswire (Ref. ID: LA55091) on September 24, 2026, and is solely responsible for the information contained therein.