Mercury General says rising repair and injury costs push auto insurance premiums higher despite clean driving records

• Mercury General published an auto insurance industry analysis pointing to rising claim severity as repair complexity and medical costs climb.
• U.S. motor vehicle maintenance and repair prices rose 6.6% in July 2026 vs a year earlier; repair alone increased 6.2%.
• IIHS data cited average vehicle repair prices up more than 40% since 2020, raising loss costs even for low-risk drivers.
• CCC data showed calibrations in 28.3% of repairable estimates in 2025, up from 21.8% a year earlier.
• Total-loss frequency hit 23.1% of claims; bodily injury payouts rose 10.3% year over year, up 32% over four years.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Mercury General Corporation published the original content used to generate this news brief via PR Newswire (Ref. ID: 202609170906PR_NEWS_USPR_____LA50288) on September 17, 2026, and is solely responsible for the information contained therein.