A number of people familiar with the banking industry confirmed to the Financial Federation reporter that the relevant departments are stepping up the publication of a compilation of technology enterprise industry case studies to be used to standardize data statistics on commercial banks' technology loan indicators. A commercial banker involved in the relevant research said that the compilation is equivalent to a negative list, and any project involving a case study will not be included in the scope of technology loan statistics. The general tone is to tighten accreditation standards, such as eliminating science and technology project enterprises based on innovation in traditional industries. It is expected that the compilation will be released by the end of the year, and after implementation, it will reduce the size of existing technology loans. According to central bank data, as of June 2025, commercial banks' technology loan balance had exceeded 44.1 trillion yuan, a growth rate of 12.5%; the average loan rate for technology-based enterprises was 51.9%.

A number of people familiar with the banking industry confirmed to the Financial Federation reporter that the relevant departments are stepping up the publication of a compilation of technology enterprise industry case studies to be used to standardize data statistics on commercial banks' technology loan indicators. A commercial banker involved in the relevant research said that the compilation is equivalent to a negative list, and any project involving a case study will not be included in the scope of technology loan statistics. The general tone is to tighten accreditation standards, such as eliminating science and technology project enterprises based on innovation in traditional industries. It is expected that the compilation will be released by the end of the year, and after implementation, it will reduce the size of existing technology loans. According to central bank data, as of June 2025, commercial banks' technology loan balance had exceeded 44.1 trillion yuan, a growth rate of 12.5%; the average loan rate for technology-based enterprises was 51.9%.