United Community Banks forecasts high single-digit loan growth in 2027

• United Community Banks targeted high single-digit loan growth in 2027, supported by 42 net new revenue producers added since 3Q25.
• Portfolio repositioning expected to add about $0.25 to 2027 EPS, funded by redeploying $4.2 billion proceeds into ~4.5% yield assets.
• Peach State acquisition expected to contribute $0.12 to 2027 EPS; transaction closed 8/1/26 with conversion planned for 1Q27.
• 3Q26 operating ROAA guided at 1.25%-1.3%; capital outlook showed CET1 above 13% with TCE/TA above 9%.
• Navitas sale closed 9/1/26 for $2 billion cash; proceeds included $1 billion debt paydown at ~3.8% rate.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. United Community Banks Inc. published the original content used to generate this news brief on September 08, 2026, and is solely responsible for the information contained therein.