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The People's Bank of China and the China General Administration of Financial Supervision and Administration issued a notice on “Opinions on Reforming and Improving Real Estate Credit Management and Promoting the Accelerated Construction of a New Model for Real Estate Development”. Among them, it is stated that the housing purchased by applying for a housing rental group should be commercial housing, commercial housing, etc. that have a clear legal relationship and have already been completed and registered. The rental use of the house must not be changed during the loan period. The maximum term of a home purchase loan for a housing rental group is not more than 30 years. In principle, the loan amount does not exceed 80% of the assessed value of the property.

Zhitongcaijing·08/28/2026 11:09:10
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The People's Bank of China and the China General Administration of Financial Supervision and Administration issued a notice on “Opinions on Reforming and Improving Real Estate Credit Management and Promoting the Accelerated Construction of a New Model for Real Estate Development”. Among them, it is stated that the housing purchased by applying for a housing rental group should be commercial housing, commercial housing, etc. that have a clear legal relationship and have already been completed and registered. The rental use of the house must not be changed during the loan period. The maximum term of a home purchase loan for a housing rental group is not more than 30 years. In principle, the loan amount does not exceed 80% of the assessed value of the property.