Yixin FY26 H1 net profit rises 28% to RMB 703.63 million; revenue increases 13% to RMB 6.18 billion

• Yixin posted revenue of RMB 6.18 billion, up 13%, with net profit of RMB 703.63 million, up 28%.
• Gross profit climbed 38% to RMB 3.99 billion, lifting gross margin to 65% from 53%.
• SaaS services revenue rose 60% to RMB 2.99 billion, while loan facilitation services revenue fell 48% to RMB 740.99 million.
• Total financed transactions increased 18% to 428,000, with financing amount up 13.2% to RMB 37.01 billion.
• Management cited lower commission expenses and funding costs, with the 90+ days past due ratio stable at 1.92%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Yixin Group Ltd. published the original content used to generate this news brief via IIS, the regulatory disclosure system operated by the Hong Kong Stock Exchange (HKex) (Ref. ID: HKEX-EPS-20260819-12290003), on August 19, 2026, and is solely responsible for the information contained therein.