B3’s Trillia says low-risk drivers could cut car insurance premiums by up to R$ 900

• B3’s Trillia business said a new statistical pricing approach could cut auto insurance premiums by as much as BRL 900 for lower-risk drivers, based on an analysis using its AutoScore Sinistralidade platform.
• The study split policyholders into five risk bands, showing loss ratios 33.8% below average in the lowest-risk tier versus 36% above average in the highest-risk tier.
• In one scenario, a BRL 2,850 premium could fall to BRL 1,938 for groups running 33.8% below the portfolio’s average loss experience.
• Trillia said the model adjusts pricing after insurers’ initial calculations by focusing on total loss performance, comparing premium income with claims paid over time.
• The platform draws on Trillia’s proprietary dataset combined with insurer data covering more than 5 million insureds.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. B3 SA Brasil Bolsa Balcao published the original content used to generate this news brief on August 18, 2026, and is solely responsible for the information contained therein.