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Credicorp posts transcript of Q2 2026 earnings call

PUBT·08/17/2026 15:18:33
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Credicorp posts transcript of Q2 2026 earnings call
  • Credicorp’s 2Q 2026 earnings call featured CEO Gianfranco Ferrari, CFO Alejandro Perez-Reyes, CIO Francesca Raffo, CRO Cesar Rios.
  • Medium-term ROE target raised to about 22%; 2Q ROE 20.3% on 13.1% loan growth, NIM 6.6%, NPL ratio 4.1%.
  • El Niño provisions totaled PEN 106 million, adding 27 bps to cost of risk; direct exposure to affected clients estimated near 9%.
  • Full-year loan growth outlook lifted to about 12%; management expects double-digit growth in retail and wholesale absent El Niño disruption.
  • Yape reached 16 million monthly active users; loans PEN 1.8 billion, revenue per month PEN 11.1; lending now 28% of revenue.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Credicorp Ltd. published the original content used to generate this news brief on August 17, 2026, and is solely responsible for the information contained therein.