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Peoples Financial Q2 FY26 net income drops 27.78% to $897,000; net interest margin narrows 14 bps to 2.83%

PUBT·08/14/2026 16:31:56
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Peoples Financial Q2 FY26 net income drops 27.78% to $897,000; net interest margin narrows 14 bps to 2.83%
  • Peoples Financial posted Q2 net income of USD 897,000, down 27.78% from a year earlier.
  • First-half net income slipped 8.19% to USD 2.34 million.
  • Q2 GAAP net interest income fell 10.11% to USD 4.92 million; tax-equivalent net interest income dropped 10.17% to USD 4.98 million.
  • Net interest margin narrowed to 2.83% from 2.97% on a nontax-equivalent basis; tax-equivalent margin eased to 2.87% from 3.01%.
  • Total assets rose USD 43.9 million since Dec. 31, 2025; deposits increased USD 5.35 million, loans climbed USD 13.46 million.


Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Peoples Financial Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001104659-26-096779), on August 14, 2026, and is solely responsible for the information contained therein.