According to the Zhitong Finance App, Ping An Bank (000001.SZ) released its 2026 semi-annual report. In the first half of the year, the Group achieved operating income of 70.617 billion yuan, an increase of 1.8% over the previous year, and achieved net profit of 25.696 billion yuan, an increase of 3.3% over the previous year. The net interest spread was 1.80%, the same as the same period last year, and an increase of 2 basis points over the full year of last year. Net non-interest income accounted for 37.28%, up 1.42 percentage points year on year. Net non-interest income from wealth management, bond investment and other businesses increased year on year. The Bank is driving cost reduction and efficiency through digital transformation. Business and management expenses were 19.108 billion yuan, a year-on-year decrease of 0.5%, and a cost-revenue ratio of 27.06%, a year-on-year decrease of 0.62 percentage points.

According to the Zhitong Finance App, Ping An Bank (000001.SZ) released its 2026 semi-annual report. In the first half of the year, the Group achieved operating income of 70.617 billion yuan, an increase of 1.8% over the previous year, and achieved net profit of 25.696 billion yuan, an increase of 3.3% over the previous year. The net interest spread was 1.80%, the same as the same period last year, and an increase of 2 basis points over the full year of last year. Net non-interest income accounted for 37.28%, up 1.42 percentage points year on year. Net non-interest income from wealth management, bond investment and other businesses increased year on year. The Bank is driving cost reduction and efficiency through digital transformation. Business and management expenses were 19.108 billion yuan, a year-on-year decrease of 0.5%, and a cost-revenue ratio of 27.06%, a year-on-year decrease of 0.62 percentage points.