OptimumBank raises annual EPS outlook to about $1-$1.15

• OptimumBank lifted its forward annual earnings outlook to about $1-$1.15 per share, citing a quarterly run rate near $0.28 per share.
• Q2 net income reached $6.7 million, up 43% from Q1; diluted EPS was $0.28.
• Net interest income rose to $14.7 million; net interest margin widened to 4.57%.
• Noninterest income increased to $2.5 million; the quarter included a $37,000 reversal of credit loss expense.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. OptimumBank Holdings Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001493152-26-037611), on August 13, 2026, and is solely responsible for the information contained therein.