GeneralFinance FY26 H1 net profit drops 22% to EUR 9.63 million; revenue rises 4% to EUR 31.36 million

• Generalfinance posted first-half net profit of EUR 9.63 million, down 22% year over year, as operating costs climbed 39% to EUR 13.41 million.
• Intermediation margin rose 4% to EUR 31.36 million, driven by net fees up 6% to EUR 24.29 million while net interest income was broadly flat at EUR 7.12 million.
• Cost-to-income ratio widened to 43% from 32% a year earlier, while ROE eased to 24% from 35%.
• Factoring turnover increased 9% to EUR 2.00 billion, with disbursements up 4% to EUR 1.49 billion; cost of risk stood at 13 basis points.
• Generalfinance completed a EUR 20 million private placement of Senior Unsecured Non-Convertible Notes due 2028 at 5.5%, issued at 100.65% of par.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. GeneralFinance S.p.A. published the original content used to generate this news brief via SDIR, the Italian regulatory disclosure system (Ref. ID: 159137.pdf), on August 11, 2026, and is solely responsible for the information contained therein.