Uwharrie Capital Q2 FY26 net income rises to $3.9 million from $2.8 million year-earlier

• Uwharrie Capital reported Q2 net income of $3.9 million, up 39.29% from a year earlier; EPS available to common shareholders rose 43.24% to $0.53.
• Net interest income increased 4.69% to $10.2 million; net interest margin narrowed 0.04 percentage points to 3.52%.
• Credit costs swung to a $424,000 recovery from a $254,000 provision; net loan charge-offs fell to $8,000 from $76,000.
• Noninterest income climbed by $961,000, driven by a $827,000 Visa exchange-offer gain; noninterest expense rose by $683,000.
• Total assets rose to $1.22 billion at June 30 from $1.20 billion at year-end; deposits increased to $1.10 billion from $1.08 billion.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Uwharrie Capital Corp. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001193125-26-343829), on August 11, 2026, and is solely responsible for the information contained therein.