Fifth District Bancorp Q2 FY26 net income drops 87.7% to $384,000; net interest income rises 18% to $3.7 million

• Fifth District Bancorp posted Q2 net income of $384,000, down 87.7% from a year earlier.
• Net interest income rose 18% to $3.72 million, with net interest margin widening 44 basis points to 2.98%.
• Noninterest income fell 93.6% to $239,000, reflecting the absence of a bank owned life insurance proceeds gain recorded last year.
• Total assets edged down 0.4% to $532.1 million since Dec. 31, while loans receivable, net, climbed 4.5% to $393.4 million.
• Deposits slipped 0.4% to $391.6 million since Dec. 31; stockholders’ equity decreased 0.6% to $129 million on higher AOCI loss and share repurchases.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Fifth District Bancorp Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001104659-26-093464), on August 10, 2026, and is solely responsible for the information contained therein.