City Holding FY26 Q2 net income slips 0.27% to USD 33.3 million

• City Holding posted second-quarter net income of $33.3 million, down 0.27% from a year earlier; EPS rose 2.62% to $2.35.
• Net interest income climbed 3.11% to $60.8 million, while provision for credit losses swung to a $0.4 million expense from a $1.9 million recovery.
• Return on average assets eased 5 basis points to 1.98%, while the efficiency ratio improved 90 basis points to 48.1%.
• Non-interest income excluding investment securities gains and losses increased 5.6% to $20.7 million, while non-interest expense rose 1.5% to $39.8 million.

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