3 Dividend Stocks With 4% Plus Yields Retail Investors Are Watching

With inflation, interest rates and energy costs all pulling markets in different directions, many investors are looking for steadier ways to target returns. Dividend Powerhouses with yields above 3% and an emphasis on well covered, growing and stable payouts can offer a clearer income focus while central banks and geopolitics keep headlines busy. This screener concentrates on companies that prioritise consistent cash returns to shareholders rather than short bursts of excitement. In this article you will see 3 of the strongest dividend stocks from the Dividend Powerhouses list and how they might fit into a long term income strategy.

MONY Group (LSE:MONY)

Overview: MONY Group is a UK based price comparison and cashback company that helps consumers find better deals on insurance, money products, energy bills, holidays and more across its MoneySuperMarket, MoneySavingExpert, Quidco and related platforms. It earns fees and commissions by connecting users with financial and utility providers, as well as through B2B and white label partnerships.

Operations: MONY Group generates most of its £448.1 million in revenue from Insurance (£236.9 million), with additional contributions from Money (£110.5 million), Cashback (£49.3 million) and Home Services (£54.8 million), all primarily in the United Kingdom.

Market Cap: £1.01b

MONY Group stands out in a dividend focused approach because it combines a 6.43% yield with a capital light, online platform model that can scale without heavy balance sheet risk. The core comparison brands and newer member products such as SuperSaveClub give MONY a broad audience and recurring fee streams, while recent results show steady earnings, strong cash conversion and ongoing share buybacks. At the same time, higher marketing spend, regulatory pressure in energy switching and a shift into some lower margin contracts could weigh on profitability if not managed carefully. For dividend investors, the key question is whether MONY can keep turning its strong UK consumer reach into sustainable cash flows while staying disciplined on costs and funding.

MONY Group’s high yield and capital light model suggest an income engine that many investors may be underestimating. Compare that story with the detailed DCF valuation analysis for MONY Group to see what the cash flows might really be saying.

4imprint Group (LSE:FOUR)

Overview: 4imprint Group is a promotional products company that supplies branded items such as apparel, drinkware, bags, stationery and trade show materials to organisations across North America, the UK and Ireland, helping businesses and institutions market themselves to customers, staff and supporters.

Operations: 4imprint Group generates most of its $1.35b in revenue from North America at $1.32b, with a smaller contribution of $25.3 million from the UK and Ireland.

Market Cap: £1.15b

4imprint Group may interest dividend investors who want a 4.32% yield backed by a long established, cash generative marketing products business. The stock trades below some estimates of fair value and carries a P/E that is lower than many peers. At the same time, earnings are expected to decline on average over the next three years and revenue growth is forecast to be modest, while all liabilities come from external borrowing, which adds funding risk. The mix of historically strong earnings, seasoned management and cautious growth expectations creates a nuanced income-oriented profile that some investors may wish to examine in more detail.

4imprint Group’s yield and lower P/E suggest that the market may be missing part of the story. See how the valuation compares with its earnings profile in the analysis report for 4imprint Group

Foresight Group Holdings (LSE:FSG)

Overview: Foresight Group Holdings is a London based asset manager that runs infrastructure, private equity, venture capital and listed funds, with a focus on renewable energy, essential services and sustainable real assets for institutional and retail investors.

Operations: Foresight Group Holdings generates £114.8 million of revenue from Real Assets and £50.1 million from Private Equity, with most income coming from the United Kingdom at £126.4 million and Australia at £25.7 million.

Market Cap: £512.6 million

Foresight Group Holdings catches the eye in a dividend focused screen because it combines a yield above 3% with strong profitability and a business model tied to long term themes like energy transition and infrastructure. Revenue and net income were £164.9 million and £42.8 million for fiscal 2026, with net profit margins at 27.7%, while the stock trades on a P/E below peers and some estimates of fair value. Ongoing share buybacks and high forecast returns on equity point to disciplined capital use. However, reliance on performance fees, external borrowing and regulation sensitive markets introduce real risk to earnings stability. For income investors, the question is how that mix of quality, valuation and funding risk stacks up once you look under the hood.

Foresight Group Holdings pairs a high margin asset management model with themes like energy transition that many investors may not be fully pricing in. Get the full picture in the full narrative for Foresight Group Holdings

The three dividend stocks covered here are only a starting point, with the full Dividend Powerhouses screen surfacing 44 more companies that pair 3%+ yields with equally compelling income narratives. To identify your own highest conviction ideas, analyze the full Dividend Powerhouses (3%+ Yield) screener where you can filter for the specific catalysts and storylines that matter most to your dividend strategy.

Take Control of Your Investment Journey

If MONY Group or any of these companies have caught your attention, register for FREE with Simply Wall St and add your companies to a Watchlist to monitor the share price against the fair value and track any new developments as they happen. Once you've made your move, manage your holdings with our Portfolio Command Center that filters out the noise to deliver only the most critical, actionable updates. Throughout your journey, our Community allows you to filter the best ideas from thousands of investor perspectives. By uncovering hidden catalysts and risks early, you'll accelerate your decision-making and stay one step ahead of the market.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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