Westamerica Q2 FY26 net income falls 5.8% to $27.39 million; revenue dips 2.9% to $62.97 million

• Westamerica Bancorporation Q2 2026 net income fell 5.8% to $27.39 million.
• Net interest and loan fee income (FTE) slipped 3.5% to $52.67 million; net interest margin (FTE) narrowed 0.08 percentage points to 3.77%.
• Total revenue (FTE) declined 2.9% to $62.97 million; noninterest income edged down 0.2% to $10.29 million.
• Noninterest expense increased 2% to $26.04 million; efficiency ratio (FTE) worsened to 41.3% from 39.3%.
• Average total loans dropped 10.4% to $682.9 million; average total investment securities rose 7.9% to $4.57 billion.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Westamerica Bancorporation published the original content used to generate this news brief on July 31, 2026, and is solely responsible for the information contained therein.