On August 1, ICBC launched the first and second 5-year personal deposit products in 2026. The annualized interest rates are 1.6% and 1.55%, respectively. They all start at 200,000 yuan for deposits, and both support some early withdrawals and transfers. As of press release, the remaining reference quota for both products is greater than 10 million yuan. Following the recent addition of ICBC, the number of major state-owned banks that have now re-listed 5-year large-value deposit products has increased to 4, and the highest annualized interest rate is 1.6%.

On August 1, ICBC launched the first and second 5-year personal deposit products in 2026. The annualized interest rates are 1.6% and 1.55%, respectively. They all start at 200,000 yuan for deposits, and both support some early withdrawals and transfers. As of press release, the remaining reference quota for both products is greater than 10 million yuan. Following the recent addition of ICBC, the number of major state-owned banks that have now re-listed 5-year large-value deposit products has increased to 4, and the highest annualized interest rate is 1.6%.