Banco de Chile 2Q26 net income rises 28.1% to Ch$ 390.57 billion

• Banco de Chile posted 2Q26 net income of Ch$ 390.57 billion, up 28.1% from 2Q25.
• Total operating income climbed 20.9% to Ch$ 922.03 billion, driven by net interest and inflation-linked income; net fees rose 10.7% to Ch$ 172.33 billion.
• Credit loss expense more than doubled to Ch$ 165.08 billion, reflecting Ch$ 50 billion in additional provisions tied to higher macro uncertainty.
• Operating expenses edged up 2.8% to Ch$ 288.67 billion, improving the efficiency ratio to 31.3% from 36.8% a year earlier.
• The bank trimmed its 2026 loan-growth outlook to about 6% from about 7%, keeping its net interest margin forecast near 4.6%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Banco de Chile published the original content used to generate this news brief on July 31, 2026, and is solely responsible for the information contained therein.