First Internet Bancorp 2Q26 net income rises to $2.4 million; revenue climbs 23% to $41.1 million

• First Internet Bancorp posted 2Q26 net income of $2.4 million, swinging from a loss in 2Q25; diluted EPS was $0.27.
• Revenue rose 23% from 2Q25 to $41.1 million; net interest income increased 16% to $32.4 million.
• Net interest margin widened 43 basis points from 2Q25 to 2.39%; fully taxable-equivalent NIM rose 43 basis points to 2.47%.
• Provision for credit losses fell 18% from 1Q26 to $13.4 million; nonperforming loans were 1.58% of total loans, or 1.07% excluding fully-guaranteed balances.
• Fintech deposits totaled $3.6 billion, more than doubled from 2Q25; fintech payments volume was $314 billion TTM, rising 256% from the TTM ended 6/30/25.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Internet Bancorp published the original content used to generate this news brief on July 30, 2026, and is solely responsible for the information contained therein.