Erste Bank Polska H1 FY26 net profit drops 29% YoY to PLN 2.2 billion

• Erste Bank Polska posted H1 net profit of PLN 2.2 billion, down 29% year over year; profit before tax fell 10% to PLN 3.7 billion.
• Total income rose 1% to PLN 8.05 billion as net fee and commission income climbed 5% to PLN 1.54 billion, offsetting a 3% drop in net interest income to PLN 6.16 billion.
• Total costs jumped 22% to PLN 3.03 billion; integration costs were PLN 107 million and rebranding costs were PLN 175 million.
• Gross loans increased 8% year over year to PLN 177 billion; deposits grew 11% to PLN 246 billion.
• Capital ratios stayed strong, with total capital ratio at 19.43% and Tier 1 at 19.17%.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Erste Bank Polska SA published the original content used to generate this news brief on July 30, 2026, and is solely responsible for the information contained therein.