First Northern Community Bancorp Q2 FY26 net income drops 13.5% to $4.7 million

• First Northern Community Bancorp Q2 2026 net income fell 13.5% to USD 4.7 million, with diluted EPS down to USD 0.29.
• ROAA narrowed to 0.98% from 1.18% a year earlier, while the efficiency ratio worsened to 63.69% from 58.91%.
• Non-interest income rose 14.7% to USD 1.8 million, driven by a 141.3% jump in investment and brokerage services income.
• Total assets climbed 2.9% to USD 1.93 billion, while deposits increased 1.7% to USD 1.69 billion.
• Management cited loan growth and improving credit quality, highlighting a Nasdaq uplisting and Russell 3000 inclusion that lifted trading liquidity.

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