Redwood Capital Bancorp Q2 FY26 net income climbs 41% to $1.58 million; EPS more than doubles to $0.84

• Redwood Capital Bancorp posts Q2 net income of $1.58 million, up 41% from a year earlier; fully diluted EPS rises to $0.84.
• Net interest income climbs 14% to $5.4 million; provision for loan losses is $108,000 versus a negative provision a year earlier.
• Total assets increase 2% from a year earlier to $563.38 million; loans grow 5% to $402.33 million, deposits rise 3% to $504.55 million.
• Board declares a $0.10 quarterly cash dividend, payable Aug. 7, equivalent to $0.40 annualized.
• President Jennifer P. Budwig cites solid loan growth, an expanded net interest margin, strong credit quality, capital and liquidity; leadership transition from John E. Dalby is progressing as planned.

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