Capital Bancorp Q2 FY26 net income rises 18.6% to $14.25 million; diluted EPS climbs 19.2% to $0.87

• Capital Bancorp posted net income of $14.3 million, lifting diluted EPS 19.2% quarter-on-quarter to $0.87.
• ROA widened 19 basis points from the prior quarter to 1.52%, while ROTCE improved 193 basis points to 15.51%.
• Net interest margin narrowed 7 basis points quarter-on-quarter to 5.64%, while core net interest margin slipped 11 basis points to 4.04%.
• Deposits climbed $79.1 million, up 9.6% annualized from the prior quarter, while portfolio loans rose $59.5 million, up 7.9% annualized.
• Customer deposits grew 20.3% annualized as brokered deposits fell 23.8%, while tangible book value per share rose 14.7% to $23.45.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Capital Bancorp Inc. published the original content used to generate this news brief on July 27, 2026, and is solely responsible for the information contained therein.