First Capital Q2 FY26 net income rises 26.13% to $4.8 million

• First Capital posted Q2 net income of $4.8 million, or $1.43 a share, up 26.98% from a year earlier.
• Tax-equivalent net interest margin widened 39 basis points to 3.98%, lifting net interest income to $12.09 million from $15.62 million interest income.
• Provision for credit losses rose to $425,000 from $306,000; net charge-offs narrowed to $58,000 from $113,000.
• Noninterest income increased to $2.21 million from $2.02 million, helped by a $92,000 gain on equity securities versus a $41,000 loss.
• Total assets rose to $1.29 billion at June 30 from $1.27 billion at Dec. 31, while deposits climbed to $1.14 billion from $1.12 billion.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. First Capital Inc. published the original content used to generate this news brief via GlobeNewswire (Ref. ID: 202607241645PRIMZONEFULLFEED9767751) on July 24, 2026, and is solely responsible for the information contained therein.