MetroCity Bankshares Q2 FY26 net income climbs 31.5% to $22.1 million

• MetroCity Bankshares posted Q2 2026 net income of $22.1 million, down 0.8% from Q1 2026; diluted EPS slipped to $0.76 from $0.77.
• Net interest margin widened 3 basis points to 4.11% from Q1, as yield on earning assets rose 6 basis points to 6.57%.
• Noninterest income fell 9.5% to $5.8 million, while noninterest expense dropped 6.9% to $20 million.
• Total assets declined 3.6% to $4.52 billion from March 31; deposits decreased 3.8% to $3.49 billion.
• Credit costs stayed negative with a $792,000 recovery for credit losses; nonperforming assets edged up to $18.7 million from $18 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Metrocity Bankshares Inc. published the original content used to generate this news brief via PR Newswire (Ref. ID: 202607241600PR_NEWS_USPR_____CL11707) on July 24, 2026, and is solely responsible for the information contained therein.