OptimumBank 2Q FY26 net income climbs 42.71% to $6.7 million; ROAA widens 0.48 percentage point to 2.04%

• OptimumBank Holdings posted Q2 2026 net income of $6.7 million, up 42.72% from Q1 2026; diluted EPS rose to $0.28 from $0.20.
• Net interest income increased to $14.7 million, up 11.43% from Q1; net interest margin widened 0.08 percentage points to 4.57%.
• Return on average assets improved to 2.04% from 1.56%; return on average equity climbed to 20.34% from 15.12%.
• Total assets grew to $1.4 billion, up 10.42% from March 31; gross loans rose to $1.2 billion, up 11.57%.
• Deposits increased to $1.2 billion, up 11.09% from March 31; Moishe Gubin became CEO on May 1 as Braden R. Smith joined as president.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. OptimumBank Holdings Inc. published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0001493152-26-034476), on July 24, 2026, and is solely responsible for the information contained therein.