Ameris Bancorp FY26 Q2 net income drops 53.16% to $51.45 million

• Ameris Bancorp Q2 2026 net income fell 53.17% to $51.4 million, or $0.77 per diluted share, from a year earlier.
• Adjusted net income (non-GAAP) slipped 1.95% to $107.3 million, holding adjusted diluted EPS (non-GAAP) at $1.60.
• Net interest income on a tax-equivalent basis rose 8.9% to $253.4 million; net interest margin (TE) widened 0.11 percentage point to 3.88%.
• Noninterest expense jumped 54.5% to $242.7 million, driven by an $82.5 million litigation accrual tied to a California employment-case jury verdict.
• Ameris expanded into the Nashville market, while repurchasing $19 million of stock; tangible book value per share rose to $45.10.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Ameris Bancorp published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000351569-26-000139), on July 23, 2026, and is solely responsible for the information contained therein.