Bankinter 1H26 net profit climbs 11.74% to EUR 605.26 million

• Bankinter posted 1H 2026 net profit of EUR 605.26 million, up 11.74% from a year earlier.
• Net interest income rose 5.36% to EUR 1.16 billion, while net fee income climbed 15.85% to EUR 440.41 million.
• ROE improved to 19.14% from 18.38%, while the efficiency ratio tightened to 34.35% from 35.88%.
• Bad-loan ratio eased to 1.92% from 2.14%, while the CET1 capital ratio rose to 12.91% from 12.57%.
• The group acquired Dutch mortgage platform Tulp Group, expanding into a fifth country; it also rolled out Microsoft 365 Copilot groupwide.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Bankinter SA published the original content used to generate this news brief on July 23, 2026, and is solely responsible for the information contained therein.