Cembra H1 FY26 net income rises 6% to CHF 92.3 million; net revenues flat at CHF 267.2 million

• Cembra Money Bank H1 2026 net income rose 6% to CHF 92.3 million; EPS increased 6% to CHF 3.15.
• Net revenues were stable at CHF 267.2 million; net interest income was flat at CHF 184.3 million.
• Total operating expenses fell 9% to CHF 116.3 million, pushing the cost/income ratio down 4.1 percentage points to 43.5%.
• Provision for losses widened 15% to CHF 36.2 million; loss rate increased 0.2 percentage points to 1.1%.
• Signed a deal to buy a large part of Santander’s Swiss auto financing business, adding about CHF 800 million of net financing receivables; expected to close in November 2026.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Cembra Money Bank AG published the original content used to generate this news brief on July 23, 2026, and is solely responsible for the information contained therein.