Primerica survey shows 71% of middle-income Americans say income trails cost of living

• Primerica’s Q2 2026 Financial Security Monitor showed rising costs tightening middle-income budgets, limiting saving and major purchases.
• 71% reported income falling behind the cost of living; 74% rated their ability to save for the future negatively.
• 66% said they are not saving enough to retire comfortably; 67% delayed a major purchase or expense.
• 46% cut everyday spending; 32% adopted a stricter monthly budget; 60% of employed respondents had or considered a second job.
• 59% expected the US economy to be worse over the next year; 58% reported an emergency fund covering $1,000 or more.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Primerica Inc. published the original content used to generate this news brief on July 22, 2026, and is solely responsible for the information contained therein.