Capital One June domestic card net charge-off rate rises to 4.37%

• Capital One reported June 2026 monthly credit metrics showing domestic credit card net charge-offs of $934 million, a 4.37% annualized rate.
• Domestic credit card 30+ day performing delinquencies totaled $8.77 billion, a 3.39% rate; period-end loans held for investment were $259.01 billion.
• Consumer Banking auto net charge-offs were $122 million, a 1.65% annualized rate; average loans held for investment were $88.68 billion.
• Auto 30+ day performing delinquencies were $3.86 billion, a 4.32% rate; nonperforming loans were $546 million, a 0.61% rate.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Capital One Financial Corporation published the original content used to generate this news brief via EDGAR, the Electronic Data Gathering, Analysis, and Retrieval system operated by the U.S. Securities and Exchange Commission (Ref. ID: 0000927628-26-000084), on July 21, 2026, and is solely responsible for the information contained therein.