Public Financial swings to FY26 H1 profit of HK$ 25.19 million

• Public Financial Holdings posted profit of HK$ 25.19 million, swinging from HK$ 2.57 million a year earlier; EPS was HK$ 0.023.
• Operating income edged up 1.03% to HK$ 692.22 million, helped by net interest income rising 7.67% to HK$ 571.19 million.
• Net fees and commission income fell 21.95% to HK$ 108.34 million, while other operating income dropped 19.92% to HK$ 12.69 million.
• Operating expenses increased 6.56% to HK$ 495.71 million, while credit loss expenses narrowed 10.93% to HK$ 138.84 million.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. Public Financial Holdings Ltd. published the original content used to generate this news brief via IIS, the regulatory disclosure system operated by the Hong Kong Stock Exchange (HKex) (Ref. ID: HKEX-EPS-20260716-12247457), on July 16, 2026, and is solely responsible for the information contained therein.