PayPay Bank, PayPay launch invitation-only merchant loans up to 10 million yen

• PayPay Bank launched PayPay Merchant-Exclusive Loan for PayPay merchants on April 15, 2026.
• Program offers invitation-only corporate loans of JPY 100,000 to JPY 10 million, with terms pre-set using PayPay payment transaction data.
• Funding can be disbursed as early as same day, with application completed on smartphone via PayPay for Business or PayPay Bank.
• Loan has six-month tenor with constant amortization, with collateral typically not required.
• PayPay Bank will use product to expand corporate lending range beyond PayPay Funding, which advances up to JPY 1 million of future sales.

Disclaimer: This news brief was created by Public Technologies (PUBT) using generative artificial intelligence. While PUBT strives to provide accurate and timely information, this AI-generated content is for informational purposes only and should not be interpreted as financial, investment, or legal advice. PayPay Corporation published the original content used to generate this news brief on April 15, 2026, and is solely responsible for the information contained therein.