12 Analysts Assess Guidewire Software: What You Need To Know

Guidewire Software (NYSE:GWRE) has been analyzed by 12 analysts in the last three months, revealing a diverse range of perspectives from bullish to bearish.

In the table below, you'll find a summary of their recent ratings, revealing the shifting sentiments over the past 30 days and comparing them to the previous months.

	Bullish	Somewhat Bullish	Indifferent	Somewhat Bearish	Bearish
Total Ratings	4	4	4	0	0
Last 30D	1	0	0	0	0
1M Ago	1	1	0	0	0
2M Ago	0	1	0	0	0
3M Ago	2	2	4	0	0

The 12-month price targets assessed by analysts reveal further insights, featuring an average target of $245.75, a high estimate of $300.00, and a low estimate of $175.00. A decline of 4.27% from the prior average price target is evident in the current average.

Analyzing Analyst Ratings: A Detailed Breakdown

A clear picture of Guidewire Software's perception among financial experts is painted with a thorough analysis of recent analyst actions. The summary below outlines key analysts, their recent evaluations, and adjustments to ratings and price targets.

Analyst	Analyst Firm	Action Taken	Rating	Current Price Target	Prior Price Target
Allan Verkhovski	BTIG	Lowers	Buy	$175.00	$225.00
Michael Turrin	Wells Fargo	Lowers	Overweight	$210.00	$250.00
Allan Verkhovski	BTIG	Announces	Buy	$250.00	-
Michael Turrin	Wells Fargo	Lowers	Overweight	$250.00	$275.00
Peter Heckmann	DA Davidson	Maintains	Buy	$246.00	$246.00
Allan Verkhovski	BTIG	Announces	Buy	$250.00	-
Aaron Kimson	Citizens	Raises	Market Outperform	$300.00	$281.00
Aaron Kimson	Citizens	Maintains	Market Outperform	$281.00	$281.00
Tyler Radke	Citigroup	Raises	Neutral	$245.00	$242.00
Peter Heckmann	DA Davidson	Maintains	Neutral	$250.00	$250.00
Peter Heckmann	DA Davidson	Maintains	Neutral	$250.00	$250.00
Tyler Radke	Citigroup	Lowers	Neutral	$242.00	$267.00

Key Insights:

• Action Taken: Analysts adapt their recommendations to changing market conditions and company performance. Whether they 'Maintain', 'Raise' or 'Lower' their stance, it reflects their response to recent developments related to Guidewire Software. This information provides a snapshot of how analysts perceive the current state of the company.
• Rating: Analysts assign qualitative assessments to stocks, ranging from 'Outperform' to 'Underperform'. These ratings convey the analysts' expectations for the relative performance of Guidewire Software compared to the broader market.
• Price Targets: Analysts provide insights into price targets, offering estimates for the future value of Guidewire Software's stock. This comparison reveals trends in analysts' expectations over time.

Analyzing these analyst evaluations alongside relevant financial metrics can provide a comprehensive view of Guidewire Software's market position. Stay informed and make data-driven decisions with the assistance of our Ratings Table.

Stay up to date on Guidewire Software analyst ratings.

Discovering Guidewire Software: A Closer Look

Guidewire Software provides cloud-based software solutions for property and casualty insurers. The flagship product, InsuranceSuite is a system of record and comprises ClaimCenter, a claims management system; PolicyCenter, a policy management system including policy definitions, quotas, issuance, maintenance, and renewal; and BillingCenter, for billing management, payment plans, and agent commissions. The company also offers InsuranceNow, a midmarket offering, as well as a variety of other add-on applications and services.

Breaking Down Guidewire Software's Financial Performance

Market Capitalization Analysis: Positioned below industry benchmarks, the company's market capitalization faces constraints in size. This could be influenced by factors such as growth expectations or operational capacity.

Revenue Growth: Guidewire Software's remarkable performance in 3M is evident. As of 31 October, 2025, the company achieved an impressive revenue growth rate of 26.53%. This signifies a substantial increase in the company's top-line earnings. As compared to competitors, the company encountered difficulties, with a growth rate lower than the average among peers in the Information Technology sector.

Net Margin: The company's net margin is a standout performer, exceeding industry averages. With an impressive net margin of 9.41%, the company showcases strong profitability and effective cost control.

Return on Equity (ROE): The company's ROE is a standout performer, exceeding industry averages. With an impressive ROE of 2.09%, the company showcases effective utilization of equity capital.

Return on Assets (ROA): Guidewire Software's ROA stands out, surpassing industry averages. With an impressive ROA of 1.17%, the company demonstrates effective utilization of assets and strong financial performance.

Debt Management: Guidewire Software's debt-to-equity ratio is below industry norms, indicating a sound financial structure with a ratio of 0.46.

What Are Analyst Ratings?

Benzinga tracks 150 analyst firms and reports on their stock expectations. Analysts typically arrive at their conclusions by predicting how much money a company will make in the future, usually the upcoming five years, and how risky or predictable that company's revenue streams are.

Analysts attend company conference calls and meetings, research company financial statements, and communicate with insiders to publish their ratings on stocks. Analysts typically rate each stock once per quarter or whenever the company has a major update.

Some analysts publish their predictions for metrics such as growth estimates, earnings, and revenue to provide additional guidance with their ratings. When using analyst ratings, it is important to keep in mind that stock and sector analysts are also human and are only offering their opinions to investors.

This article was generated by Benzinga's automated content engine and reviewed by an editor.