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    A Look At Enact Holdings (ACT) Valuation After Earnings, Buyback Expansion And Dividend Update

    Simply Wall St·02/15/2026 22:15:21
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    Enact Holdings (ACT) drew fresh attention after releasing fourth quarter and full year 2025 results, along with announcing a new share repurchase program, providing an update on its ongoing buyback, and declaring a quarterly dividend.

    See our latest analysis for Enact Holdings.

    At a share price of $43.29, Enact’s recent 30 day share price return of 11.06% and 90 day gain of 17.32% suggest momentum has been building. The 1 year total shareholder return of 31.77% and 3 year total shareholder return of 93.35% point to a strong longer term record, with the latest earnings, buyback activity and dividend update likely reinforcing investor confidence in the story.

    If this kind of earnings backed momentum has your attention, it could be a good moment to broaden your search and check out 23 top founder-led companies as potential next ideas.

    With the stock at $43.29, a 1 year total return above 30%, an intrinsic value estimate implying a sizeable discount, and only a modest gap to the analyst target, the central question is whether this remains a buying opportunity or if the market is already pricing in future growth.

    Most Popular Narrative: 5.1% Undervalued

    With Enact trading at $43.29 against a narrative fair value of $45.60, the current setup frames a modest valuation gap that hinges on how future earnings, margins and buybacks play out.

    Strategic capital flexibility, demonstrated by a robust PMIERs sufficiency ratio and a substantial increase in planned capital returns ($400 million for 2025), positions Enact to sustain attractive dividends and share repurchases, which will directly support EPS and ROE in future periods.

    Read the complete narrative.

    Curious how steady revenue assumptions, slightly lower margins and shrinking share count combine into that fair value? The narrative leans on measured growth, firm profitability and disciplined capital returns. Want to see exactly how those moving parts connect to $45.60?

    Result: Fair Value of $45.60 (UNDERVALUED)

    Have a read of the narrative in full and understand what's behind the forecasts.

    However, it is worth keeping in mind that weaker mortgage origination volumes or tougher housing and regulatory conditions could limit revenue growth and pressure margins over time.

    Find out about the key risks to this Enact Holdings narrative.

    Build Your Own Enact Holdings Narrative

    If you see the story differently or prefer to weigh the numbers yourself, you can build a fresh, data driven view in just a few minutes by starting with Do it your way.

    A great starting point for your Enact Holdings research is our analysis highlighting 2 key rewards and 2 important warning signs that could impact your investment decision.

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    This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.