Globe Life (GL) Valuation Check As Strong Earnings And Bullish Analyst Outlook Draw Fresh Attention

Globe Life (GL) has drawn fresh attention after reporting fourth quarter and full year 2025 results, along with an updated outlook that included higher earnings guidance and an additional analyst update following the release.

See our latest analysis for Globe Life.

Globe Life’s latest earnings, share repurchases and fresh analyst commentary have arrived after a steady run. The share price closed at US$141.42 with a 1 year total shareholder return of 16.63%, while the 90 day share price return of 6.89% suggests recent momentum has been building rather than fading.

If this update has you thinking about where else capital could work hard for you, it might be worth scanning our 22 top founder-led companies as a starting point for fresh ideas.

With Globe Life trading at US$141.42, at a discount to an average analyst price target of US$171 and a modelled intrinsic value gap of around 62%, you have to ask: is this a genuine opportunity, or is the market already factoring in future growth?

Most Popular Narrative: 16% Undervalued

Globe Life’s fair value in the most followed narrative sits at $168.30 per share, comfortably above the last close at $141.42, putting the focus firmly on whether the underlying earnings story justifies that gap.

The planned establishment of a Bermuda reinsurance affiliate is expected to significantly increase parent company free cash flow and financial flexibility by 2027 and beyond, providing greater capacity for share repurchases and/or strategic investments, positively impacting earnings per share.

Read the complete narrative.

Curious what kind of revenue path and margin profile need to line up for that valuation to work. The narrative leans on steady compounding rather than aggressive assumptions. Want to see how earnings, share count and the required return all fit together to reach that $168.30 fair value tag.

Result: Fair Value of $168.30 (UNDERVALUED)

Have a read of the narrative in full and understand what's behind the forecasts.

However, that story can change quickly if regulatory investigations escalate, or if economic pressure on lower and middle income customers pushes lapse rates and credit risks higher than expected.

Find out about the key risks to this Globe Life narrative.

Build Your Own Globe Life Narrative

If you look at the numbers and reach a different conclusion, or simply prefer to test your own assumptions, you can build a custom Globe Life view in just a few minutes, starting with Do it your way.

A great starting point for your Globe Life research is our analysis highlighting 4 key rewards and 1 important warning sign that could impact your investment decision.

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This article by Simply Wall St is general in nature. We provide commentary based on historical data and analyst forecasts only using an unbiased methodology and our articles are not intended to be financial advice. It does not constitute a recommendation to buy or sell any stock, and does not take account of your objectives, or your financial situation. We aim to bring you long-term focused analysis driven by fundamental data. Note that our analysis may not factor in the latest price-sensitive company announcements or qualitative material. Simply Wall St has no position in any stocks mentioned.

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