China Post Securities released a research report saying that it is estimated that the insurance industry may add more than 2 trillion yuan in market entry capital in 2026. Demand for dividend assets that can provide dividend rates of 4% or more will gradually rise, and the appeal of large state-owned banks with steady operations as definitive targets for high dividends will continue to be prominent; the economic vitality and quality of credit assets in various provinces and cities will become important factors driving the differentiation of banking performance in various regions. It is recommended to focus on regional and local banks with outstanding economic growth endowments and solid credit asset quality.

China Post Securities released a research report saying that it is estimated that the insurance industry may add more than 2 trillion yuan in market entry capital in 2026. Demand for dividend assets that can provide dividend rates of 4% or more will gradually rise, and the appeal of large state-owned banks with steady operations as definitive targets for high dividends will continue to be prominent; the economic vitality and quality of credit assets in various provinces and cities will become important factors driving the differentiation of banking performance in various regions. It is recommended to focus on regional and local banks with outstanding economic growth endowments and solid credit asset quality.