The reporter learned from the People's Bank of China on the 29th that the People's Bank of China has issued the “Action Plan on Further Strengthening the Digital RMB Management Service System and Related Financial Infrastructure Construction”. The next-generation digital yuan measurement framework, management system, operation mechanism and ecosystem will be officially implemented on January 1, 2026. According to the plan deployment, from January 1, 2026, interest will be calculated on the balance of the digital yuan wallet according to the current deposit. This also means that after ten years of pilot research and development, the digital yuan will move from the “digital cash era” to the “digital deposit currency” era. Experts said that after interest is accrued on digital yuan wallet balances, China will become the first economy to accrue interest on the central bank's digital currency. This will help increase users' willingness to use digital yuan, expand digital yuan usage scenarios, and further consolidate China's leading position in global central bank digital currency exploration.

The reporter learned from the People's Bank of China on the 29th that the People's Bank of China has issued the “Action Plan on Further Strengthening the Digital RMB Management Service System and Related Financial Infrastructure Construction”. The next-generation digital yuan measurement framework, management system, operation mechanism and ecosystem will be officially implemented on January 1, 2026. According to the plan deployment, from January 1, 2026, interest will be calculated on the balance of the digital yuan wallet according to the current deposit. This also means that after ten years of pilot research and development, the digital yuan will move from the “digital cash era” to the “digital deposit currency” era. Experts said that after interest is accrued on digital yuan wallet balances, China will become the first economy to accrue interest on the central bank's digital currency. This will help increase users' willingness to use digital yuan, expand digital yuan usage scenarios, and further consolidate China's leading position in global central bank digital currency exploration.